SELLER FINANCING! This versatile home is perfect for multigenerational living, rental income, or an adult family home with private lower-level access. Main level offers 3 beds, 1.5 baths; lower level includes a bonus room, 1 bed and ¾ bath. Enjoy an expansive deck, fully fenced yard, and oversized garage. No HOA! Major updates: 2022 roof (40-year warranty), heat pump with A/C, furnace, and electrical panel. Kitchen remodeled in 2020 with granite, soft-close cabinets, and stainless steel appliances. Newer exterior paint and attic insulation. Prime location near schools, restaurants, Seahurst Park, Trader Joe’s, and commuter routes (freeways/bus/rail). PRIME LOCATION! Don’t miss this opportunity—schedule your showing today!