522 12th Street, Bellingham, Washington 98225

WA, Bellingham
$849,000
  • 3 Beds
  • 2 Bath
  • 968 Sqft
  • Residential Property Type
  • 1938 Year Built
  • Active Status
Property Description

Perched on Fairhaven’s coveted South Hill, this charming duplex delivers something increasingly rare, sweeping Bellingham Bay views and immediate income, all in one of the city’s most walkable, well-connected neighborhoods. Each of the two mirror-image units offers a private entrance, one bedroom, full bath, kitchen, and living room, making it equally suited for an owner-occupant looking to offset their mortgage, or an investor seeking steady, reliable rental returns. The location speaks for itself. Steps from Fairhaven Village, Boulevard Park, and Western Washington University, demand for rentals here is consistent and strong — and the lifestyle appeal makes attracting quality tenants effortless. For those with a longer horizon, the upside gets even more compelling; the lot supports potentially 2–3 modern townhomes, representing a significant development opportunity in a market that is hungry for new housing in established, amenity-rich neighborhoods. Whether you’re live-in investment, building a rental portfolio, or positioning for a future redevelopment, this is a versatile asset in one of Bellingham’s most sought-after corridors. With views, walkability, and land value all in one, Fairhaven properties like this are rare.

Source: NWMLS
Basic Details
  • Property Type: Residential
  • Listing Type: For Sale
  • Listing ID: 2493835
  • Price: $849,000
  • View: Bay,City,Ocean,Sea,Sound
  • Bedrooms: 3
  • Bathrooms: 2
  • Square Footage: 968 Sqft
  • Year Built: 1938
  • Lot Area: 0.07 Acre
  • Status: Active
  • Office Name: Coldwell Banker Bain
  • Agent Name: Wayne Kwiatkowski
  • Property Sub Type: Single Family Residence
  • Roof: Composition
Features
  • Heating System See Remarks
  • Cooling System None
  • Basement None
  • Fireplace Gas
  • Parking Driveway, Off Street
  • Exterior Features Wood, Wood Products
  • Fireplaces Total: 2
  • Flooring Laminate
  • Interior Features Fireplace, Water Heater
  • Sewer Sewer Connected
Appliances
  • Stove(s)/Range(s)
  • Refrigerator
Address Map
  • Country US
  • State WA
  • County Whatcom
  • City Bellingham
  • Zipcode 98225
  • Street: 12th
  • Street Number: 522
  • Street Suffix: Street
  • Longitude: W123° 29' 49.2''
  • Latitude: N48° 43' 43.1''
  • Direction Faces: Southwest
  • Directions: Interstate 5 to Old Fairhaven Parkway, head west to 14th St, north on 14th St to Adams St, left on Adams to 12th. The property is at the NW corner of 12th and Adams Streets. Or just use your Map App!
  • Mls Area Major: 860 - Bellingham
  • Zoning: RM2
Neighborhood
  • Elementary School: Lowell Elem
  • High School: Sehome High
  • High School District: Bellingham
  • Middle School: Fairhaven Mid
Additional Information
  • Lot Size Dimensions: 104' X 35
  • Water Source: Community
  • On Market Date: 2026-03-19
  • Lot Features: Paved, Sidewalk
  • Levels: Two
  • Foundation Details: Poured Concrete
  • Construction Materials: Wood
Financial
  • Tax Annual Amount: 7147
Listing Information
  • Co List Agent Full Name: Max Kwiatkowski
  • Co List Agent Mls Id: 119834
  • Co List Office Mls Id: 9994
  • Co List Office Name: Coldwell Banker Bain
  • List Agent Mls Id: 98241
  • List Office Mls Id: 9994
  • Listing Term: Cash,Conventional
  • Mls Status: Active
  • Modification Timestamp: 2026-04-28T17:05:57Z
  • Originating System Name: NWMLS
  • Special Listing Conditions: None
  • Status Change Timestamp: 2026-03-19T18:00:42Z
Rene  Orona
Rene Orona SKYLINE PROPERTIES, INC.
  • +1-425-891-8162
  • rene@brokerofrealestate.com
  • 50 116TH AVE SE STE 120 Bellevue, WA 98004, United States
  • +1-425-732-9211

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